Retirement Planning Edition Podcast
YouTube (click on the image to watch the video) Resources * Blog Post Show Notes Surviving the Descent: Why Retirement Math Changes When You Quit Working - Show Notes Mastering the critical shift from accumulation to distribution using the S3 Safety Floor Quick Episode Summary In this pivotal episode, we address
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Series: S3 Retirement Distribution Mastery (Part 3 of 3) Read Part 2: The Both/And Distribution Strategy: Integrating Buckets with the 4% Rule We have built a Safe foundation (Post 1) and designed a Simple bucket system (Post 2). Now, we must optimize the engine. This is where we apply
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Series: S3 Retirement Distribution Mastery (Part 2 of 3) Read Part 1: Surviving the Descent: Why Retirement Distribution Requires a New Mindset In the financial world, there is a constant debate about the "best" way to take income. One camp shouts about the 4% Rule (withdraw a steady
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Series: S3 Retirement Distribution Mastery (Part 1 of 3) You’ve spent 30 or 40 years climbing the mountain. You’ve saved, invested, and watched your net worth grow. The goal was always "the number"—that peak sum that meant you could finally retire. But as any mountaineer
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Retirement isn't a finish line; it's a strategic mountain descent. While accumulating wealth requires one set of skills, safely distributing it demands a different, robust operating system. Are you leaving your retirement income to chance, or do you have a clear, reliable map? Our S3 "
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You've meticulously built your wealth, mastering the "climb" of accumulation. But the "descent" into retirement spending demands an entirely different operating system. Are your safety protocols truly in place? Traditional retirement saving focuses on growth (where volatility can be your friend). However, retirement distribution
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Is Your Retirement Income Plan Built on Rigid Predictions or Dynamic Resilience? As an engineer turned financial planner, I know rigid systems fail in dynamic environments. Our S3 Dynamic Distribution Guardrails replace market prediction with a rule-based framework. This 'both/and' solution ensures your portfolio's longevity
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Building wealth is like climbing a mountain. But for many pre-retirees, tech leaders, and business owners, the "descent" of retirement distribution feels even riskier, especially with today's market uncertainty. My background in engineering and financial planning (ChFC, Enrolled Agent) teaches me that true resilience comes from
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For engineers, business owners, and savvy pre-retirees, navigating the "descent" into retirement demands a different kind of financial architecture than the "climb" you mastered. The "Red Zone" – the critical 5 years before and after retirement – exposes portfolios to the often-overlooked Sequence of Returns Risk,